4 Essential Tips On Water Damage Wood Floor Insurance Claims

 

Do you know water damage claims are counted among the most common claims filed by property owners? As water can easily sneak into homes, water damages are not uncommon to homeowners. Pipe bursts and leaks are other reasons that cost owners thousands of dollars to repair valuable items, and most importantly, the hardwood floors. Fortunately, home insurance policies cover water-damage wood floor insurance claims that allow owners to restore the beauty of their floors to their former state.

As filing an insurance claim can be a bit overwhelming, especially when you have a cleaning task in front of you, we have shared a few tips that will help you keep your mind calm during the insurance claim and home restoration process.




Move undamaged valuable away

Moving away undamaged articles out of harm’s way ensures that your valuables stay damage-free. This will also limit your claim and save you the headache of replacing or repairing damaged items. Besides, you will get a better picture of how many damaged items you have.

Document the damages

If you are filing a water-damage wood floor insurance claim, you might want to document all the damages. Take photos and videos of the standing water and your possessions and property damaged by the water. This will help the claimers to determine how much damage the water has caused.

File a claim

If flooding after snow melting or heavy rainstorm is the reason for water damage, you must make a claim as quickly as possible. This is important because most insurance companies follow a first-come, first-serve approach. You might not want to be the last one to reach out to your insurance company for the damage to the property.

Drain the standing water

Now that you have documented all damages, it is time to drain the standing water before it causes further damage to your property. Don’t try to move the water-damaged possessions away unless an insurance adjuster visits your home for an assessment. Ask your insurer to give you in writing if you can get rid of the damaged items.

Keep these tips in mind if you ever need to make a water-damage wood floor insurance claim.

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